The best US cities to retire in 2027

Florida and Texas cities make up half of the top 15 best cities to retire in.<p class="copyright">Twenty47studio/Getty Images</p>

Florida and Texas cities make up half of the top 15 best cities to retire in.

Twenty47studio/Getty Images

About the blog
  • Immigration
  • 5 mins
  • Business Insider
  • Jordan Pandy

Florida is known as a retiree destination, however, Texas overtakes it as the more popular place to retire.

  • US News & World Report released its list of the best places to retire in 2027.
  • Affordability is one of the most important factors for retirees in choosing where to live.
  • Texas has six cities in the top 15, but the top city is in the Midwest.

There are a lot of financial concerns surrounding retirement, and choosing where to live might be one of the biggest challenges.

Unless you've managed to stockpile a large sum of money for retirement, the everyday costs of living could factor into your decision to retire altogether.

US News & World Report analyzed over 850 cities based on quality of life, affordability, healthcare, retiree taxes, job market, and population and migration for retirees 55 and older to rank what cities work best for retirees.

Affordability was a key factor in this year's list, as the pathway to a comfortable retirement isn't smooth for everyone.

"It's no secret that affordability is top of mind for Americans this year, which is why US News updated its weighting criteria to better align with what retirees prioritize," US News & World Report assistant managing editor Megan Wood said. "The 2027 rankings reflect key metrics used to highlight the places that best suit retiree needs."

The six factors used when ranking each city came from a survey of Americans 45 and older to determine what mattered most to them when considering where to retire.

The cliché of retiring to Florida still holds true, as two Florida cities ranked in the top 15. But Texas has become an even hotter spot for retirees. While last year's list included three Texas cities, this year's list has six, with two in the top five.

Texas' overall affordability makes it a popular choicenot only for retireesbut forother generations as well.

"Retirees are seeking a place that gives them a sense of security and comfort as they live out their golden years," Wood said.

While cities in Florida and Texas account for more than half of the top 15, neither city holds the top spot. Below, the best cities to retire in for 2027.

15. San Angelo, TX

Urban waterfront park with trees, walkways, and mid-rise buildings under a clear blue sky.

San Angelo, Texas.

DenisTangneyJr/Getty Images

Housing costs 2025: $191,261

Value index: 9

Population 65+: 17%

14. Conroe, TX

Autumn trees with orange and green foliage reflect in a calm lake under a clear blue sky.

Conroe, Texas.

Photosbyjam/Getty Images

Housing costs 2025: $323,622

Value index: 7.9

Population 65+: 15%

13. Pearland, TX

Aerial view of a suburban neighborhood with houses surrounding a winding green lake and tree-lined streets.

Pearland, Texas.

halbergman/Getty Images

Housing costs 2025: $343,369

Value index: 8

Population 65+: 13%

12. Victoria, TX

Aerial view of a small downtown block with brick storefronts, parked cars, streets, trees, and a plaza.

Victoria, Texas.

ianmcdonnell/Getty Images

Housing costs 2025: $200,767

Value index: 9.3

Population 65+: 17%

11. Bismarck, ND

Aerial view of the North Dakota State Capitol in Bismarck, North Dakota, on a dramatic overcast sunset with a red-tinted sky in the fall.

Bismarck, North Dakota.

halbergman/Getty Images

Housing costs 2025: $290,274

Value index: 6

Population 65+: 21%

10. Palm Coast, FL

Aerial view of a residential canal lined with waterfront homes, docks, boats, and palm trees under clear sky.

Palm Coast, Florida.

Jeff Cassetta/Getty Images

Housing costs 2025: $380,019

Value index: 7.5

Population 65+: 30%

9. Lynchburg, VA

Downtown skyline with illuminated streets and office buildings beneath a colorful sunset sky.

Lynchburg, Virginia.

SeanPavonePhoto/Getty Images

Housing costs 2025: $222,789

Value index: 7.5

Population 65+: 15%

8. Paducah, KY

Historic storefront buildings line a downtown street with parked cars, planters, trees, and empty parking spaces.

Paducah, Kentucky.

larrybraunphotography.com/Getty Images

Housing costs 2025: $161,025

Value index: 9.2

Population 65+: 19%

7. Altoona, PA

Snow-covered houses and brick buildings fill a small town below wooded hills in winter.

Altoona, Pennsylvania.

catnap72/Getty Images

Housing costs 2025: $115,035

Value index: 8.1

Population 65+: 19%

6. Rio Rancho, NM

Modern building complex and parking lot sit in a desert landscape with mountains under a partly cloudy blue sky.

Rio Rancho, New Mexico.

DenisTangneyJr/Getty Images

Housing costs 2025: $311,135

Value index: 6.2

Population 65+: 19%

5. Spring, TX

Downtown Houston skyline rises beyond a tree-lined bayou under a blue sky with scattered clouds.

Spring, Texas, is a suburb about 25 miles outside Houston.

John Coletti/Getty Images

Housing costs 2025: $249,404

Value index: 8.6

Population 65+: 12%

4. The Woodlands, TX

Large waterfront houses line a calm lake at sunset in a landscaped residential neighborhood.

The Woodlands, Texas.

raeva/Getty Images

Housing costs 2025: $472,814

Value index: 6.6

Population 65+: 15%

3. Weirton, WV

American flags hang over a quiet road lined with buildings and dense green hillside vegetation.

Weirton, West Virginia.

Katherine Frey/The Washington Post via Getty Images

Housing costs 2025: $124,681

Value index: 7.6

Population 65+: 26%

2. Homosassa Springs, FL

An airboat carries passengers across a calm river bordered by dense green vegetation.

Homosassa Springs, Florida.

: Jeffrey Greenberg/Universal Images Group via Getty Images

Housing costs 2025: $219,352

Value index: 8.8

Population 65+: 30%

1. Midland, MI

Aerial view of a downtown district with brick buildings, streets, parked cars, and surrounding green tree canopy.

Midland, Michigan.

Jacob Boomsma/Getty Images

Housing costs 2025: $206,176

Value index: 8.7

Population 65+: 21%

The post The best US cities to retire in 2027 appeared first on Business Insider